Preheader
Get A Quote
subheader

dog outsidePets do pose risks in rental properties. Some renters insurance policies make allowances for pet liabilities. They might cover damages the pet could cause to the property. If your pet bites someone, policies often help you mitigate that damage as well.

However, not all renters insurance policies fully cover your pets. In most cases, policies expect pet owners to take responsible steps that a pet poses to the home. If a pet causes one accident, your policy is likely to cover the damages. However, if accidents become frequent and costly, your renters insurance might deny your claim. The company may deem you negligent because you did not properly mitigate your risks.

Pets need time to adjust to a new rental home. During this time, the pet may act out or cause accidents out of pure curiosity with the new space. Take the time to help your pet adjust to your new rental property. By doing so, you can reduce the pet’s liability risks.

  • Before moving in, ensure that your landlord or property owner allows pets. Some property owners ban certain pets or breeds. Others charge extra rent supplements because of the additional financial risk that comes with a pet on the property. Don’t attempt to keep a pet in the home without permission and documentation in your lease.
  • Check the home for potential hazards that might affect the pet. For example, broken door latches or window locks might allow pets to escape into areas that are not safe. Repair these hazards before the move.
  • On moving day, see to your pet’s needs. Make sure the pet has clean water, food and a familiar toy. The pet might become confused when it sees familiar items leaving the space. Some people take their pets to a friend’s home or a pet boarder until they complete the move.
  • Let your pet be the last one to arrive at the new home. Before the pet’s arrival, set up its food, water, bed, litter boxes and other familiar items. If a pet experiences familiar sights and smells when it arrives, this will help the pet adjust to the new surroundings.
  • For the first few days after the move, watch your pet’s movements and habits. If the pet shows signs of stress, use calming practices to help the pet adjust. It is sometimes better not to allow strangers into the new space for a few days. Too much stimulation might scare the pet and cause it to lash out.

With the right renters insurance, you can reduce your pet liability risks. However, that doesn’t free you from your responsibility to make sure your pet doesn’t have an adverse reaction to the new environment.

We’ve got you covered. If you need renters insurance, Mosley Insurance can help you get coverage for your specific risks. Call us at (405) 224-1000 for more information.
Posted 3:32 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version

Follow Us   Quick Links
Social Networks Home | ProductsAbout UsCompanies | Partners | Read Our Blog
Join Our Newsletter | Contact Us | Policy Review | Policy Changes | Claims
Payment Options | Insurance Glossary | Our Privacy Policy
Mosley Agency, Inc.
4334 NW Expressway Suite 212
Oklahoma City, OK 73116
Local (405) 286-5950
Fax (405) 286-5965
Mosley Agency, Inc.
428 W. Grand Ave Suite B
Chickasha, OK 73018
Local (405) 224-1000
Toll Free (800) 274-2288

Powered by Insurance Website Builder
We're here for you 24/7
or call us at
Local- 405.224-1000
Toll Free- 800.274.2288

RSS Feed Facebook Twitter LinkedIn
Contact Us